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</html><thumbnail_url>https://i0.wp.com/sedpi.com/en/wp-content/uploads/2021/01/vr-articles-201225-forms-of-insurance.png?fit=1998%2C1046&amp;ssl=1</thumbnail_url><thumbnail_width>1998</thumbnail_width><thumbnail_height>1046</thumbnail_height><description>May apat na forms ang insurance &#x2013; formal, informal, public at hybrid. Pooling of risks over a large number of similar units such as households, persons or businesses ang insurance. Inispread ang risk para ang financial loss ay hindi pasan lamang ng iisa kundi ng marami. Formal insurance Galing sa corporations and cooperatives ang formal [&hellip;]</description></oembed>
