{"id":358,"date":"2013-11-06T03:44:57","date_gmt":"2013-11-06T03:44:57","guid":{"rendered":"http:\/\/sedpi.com\/?p=358"},"modified":"2013-11-06T03:44:57","modified_gmt":"2013-11-06T03:44:57","slug":"delivering-pro-poor-financial-services-microcredit","status":"publish","type":"post","link":"https:\/\/sedpi.com\/en\/delivering-pro-poor-financial-services-microcredit\/","title":{"rendered":"Delivering Pro-Poor Financial Services: Microcredit"},"content":{"rendered":"<p>In microfinance, credit is the main product demanded by low-income clients. It is also the source of an MFI\u2019s largest earning asset \u2013 the loan portfolio.\u00a0\u00a0This course starts with the definition and principles of microfinance.\u00a0\u00a0The course also discusses the characteristics of microfinance clients. Various methodologies in the provision of microcredit such as group methodologies with group and individual liabilities, village banking, individual lending, and crowd financing are thoroughly illustrated.\u00a0\u00a0The course also presents character and debt capacity as bases for assessing credit worthiness. Participants will be familiarized to use and understand the rationale behind tools such as the loan application form; credit and background investigation forms; cash flow analysis form; and credit scoring system. The course will also give a preview on how to prevent delinquency. Through the identification of the causes and costs of delinquency, the participants are encouraged to develop policies on how to prevent and mitigate these. SEDPI also shares its vast experience in implementing effective delinquency management techniques during the training.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In microfinance, credit is the main product demanded by low-income clients. It is also the source of an MFI\u2019s largest earning asset \u2013 the loan portfolio.\u00a0\u00a0This course starts with the definition and principles of microfinance.\u00a0\u00a0The course also discusses the characteristics of microfinance clients. Various methodologies in the provision of microcredit such as group methodologies with [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-358","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Delivering Pro-Poor Financial Services: Microcredit - Social Enterprise Development Partnerships, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sedpi.com\/en\/delivering-pro-poor-financial-services-microcredit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Delivering Pro-Poor Financial Services: Microcredit - Social Enterprise Development Partnerships, Inc.\" \/>\n<meta property=\"og:description\" content=\"In microfinance, credit is the main product demanded by low-income clients. 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The course was delivered by SEDPI last August 22 \u2013 24, in BPI Globe BanKO\u2019s Head Office in San Juan. 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This year\u2019s summit was held on November 14 to 17 in Valladolid, Spain. It focused on sharing best practices and reviewing the progress of efforts to attain\u2026","rel":"","context":"In &quot;Financial Literacy&quot;","block_context":{"text":"Financial Literacy","link":"https:\/\/sedpi.com\/en\/category\/financial-literacy\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":307,"url":"https:\/\/sedpi.com\/en\/fundamentals-and-methodologies-of-microfinance\/","url_meta":{"origin":358,"position":3},"title":"Fundamentals and Methodologies of Microfinance","author":"Mariel Vincent Rapisura","date":"November 6, 2013","format":false,"excerpt":"The course offers more than the basics of microfinance. It introduces the concept of the microfinance triad \u2013 savings, loans and investments. The course offers a deeper understanding of the fundamentals and principles of microfinance coupled with an appreciation of various microfinance methodologies \u2013 Group\/Solidarity Lending, Village Banking and Individual\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":337,"url":"https:\/\/sedpi.com\/en\/center-formation-and-loan-application-form\/","url_meta":{"origin":358,"position":4},"title":"Center Formation and Loan Application Form","author":"Mariel Vincent Rapisura","date":"November 6, 2013","format":false,"excerpt":"Outreach is important in achieving the dual mission of a microfinance institution, social mission and financial sustainability. Forming centers are crucial for microfinance institutions (MFIs) practicing group methodology. In addition, loan application form is crucial to assess the character of a potential microfinance client. The training on center formation and\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88,"url":"https:\/\/sedpi.com\/en\/mariel-vincent-a-rapisura\/","url_meta":{"origin":358,"position":5},"title":"Mariel Vincent A. Rapisura","author":"Mariel Vincent Rapisura","date":"November 3, 2013","format":false,"excerpt":"Starting a career in microfinance and social entrepreneurship soon after he graduated, Vince has gained considerable experience having worked on these fields in 22 countries aside from the Philippines. He spearheaded the development and delivery of the Ateneo de Manila University\u2019s Microfinance Diploma Course. 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