{"id":6404,"date":"2020-09-18T14:00:37","date_gmt":"2020-09-18T06:00:37","guid":{"rendered":"http:\/\/sedpi.com\/en\/?p=6404"},"modified":"2020-09-17T17:07:17","modified_gmt":"2020-09-17T09:07:17","slug":"never-small-hope-part-iii-service-economy","status":"publish","type":"post","link":"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/","title":{"rendered":"Never Too Small for Hope- Part III (Service Economy)"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/styles\/news_feature_image\/public\/news\/images\/Cover.png?resize=1024%2C600&#038;ssl=1\" alt=\"Cover\" width=\"1024\" height=\"600\" \/><\/p>\n<p><strong>Federic Caneta \/ Resident of Cebu City &#8211; Furniture Maker\u00a0<\/strong><\/p>\n<p>The miter saw is silent in Federic Caneta\u2019s workshop. The carpenter has a cabinet and a couple of shelves from commissions that were canceled because of the lockdown. His monthly projects vary with demand, \u201cI make furniture on a custom-made or pre-order basis. Orders would range from P8,000 to P15,000 a month. There has been no demand since the enhanced community quarantine.\u201d\u00a0<img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/inline-images\/Federic%201.jpg?ssl=1\" alt=\"Never Too Small for Hope\" \/>His daughter, Rica Caneta, is a private school teacher. She has been helping him sell some of his works, \u201cI made a hanging cabinet and a storage cabinet with the extra wood from the previously commissioned projects. I sold them for P2,500 and P3,000 respectively. Rica is working from home so she takes some time to promote my pieces through social media.\u201d\u00a0<a href=\"http:\/\/www.salaryexplorer.com\/salary-survey.php?loc=171&amp;loctype=1&amp;job=166&amp;jobtype=3\">The average monthly salary for a carpenter is P16,800<\/a>. Profits come from down-payments upon the order or balance payments upon delivery. Federic is concerned that he might not have supplies to continue the few online sales, \u201cI had one piece that I was not able to complete. I was unable to obtain the needed materials due to travel restrictions. Some customers have also canceled their orders.\u201d<img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/inline-images\/Federic%202.jpg?ssl=1\" alt=\"Never Too Small for Hope\" \/>Federic\u2019s son, Drake, is an animal handler and is supporting the family through these times, \u201cMy children are providing financial support we need. Our monthly expenses are usually P10,000 which was primarily covered through my business.\u201d He has discovered the potential of taking his business online to help it grow, \u201cI would need around P10,000 to buy materials for future orders. Online sales have made me realize that professional guidance in promoting our business would really help it expand.\u201d<\/p>\n<p><strong>Chierrie Villarosa Marces \/ 29 years old \/ Resident of General Santos City- Pisonet\u00a0<\/strong><\/p>\n<p>When life gives you the Internet, make digital solutions for your business. Chierrie Villarosa Marces owns a small Pisonet (pay-by-the-minute computer and Internet shop). The lockdown has forced her to close her shop so she is selling goods through digital networks, \u201cI have closed the pisonet since mid-March. I am focusing on online trading which includes buying and selling dry goods, food items, and other basic commodities.\u201d<\/p>\n<p>Online sales are the only means of income for Chierrie, \u201cI make around P200 for every P1,000 I invest in online selling. I have been doing it for some time but even that has experienced a decline.\u201d Her customers have stopped ordering dried foods, \u201cBasic goods and essential commodities such as fruits and cooking ingredients are the priority now. We own a tricycle that we use to transport orders. Travel restrictions have made getting the goods from my supplier difficult.\u201d\u00a0<img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/inline-images\/Chierrie.jpg?ssl=1\" alt=\"Never\" \/>However, these sales do not provide stability for the pisonet.\u00a0<a href=\"https:\/\/technology.inquirer.net\/83180\/filipinos-spend-the-most-time-on-internet-social-media-worldwide-study\">Filipinos spend the most time on the Internet around the world, averaging in at 10 hours per day<\/a>. Her Internet business had expanded to printing, scanning, and photocopying services, \u201cI would make around P25,000 every month from the pisonet. The expenses would be around P8,000 for the Internet and electricity bills. My direct suppliers have been generous enough to offer freebies on their services for now.\u201d<\/p>\n<p>Chierrie is struggling to make ends meet, \u201cOur household expenses are about P10,000 every month. I am grateful to the government for providing us with rice, meat, canned goods, and other staples.\u201d She is worried about restarting the business once the community quarantine is lifted, \u201cI estimate that we will need at least P5,000 to restart the pisonet. It would cover two months of our Internet bill. We can manage the cost of computer maintenance and business equipment.\u201d<\/p>\n<p><strong>John Cuvin \/ Resident of Naga City &#8211; Laundry Shop\u00a0<\/strong><\/p>\n<p>John Cuvin, his wife, and his mother are bonded in their dream to be business owners, \u201cMy wife owns a beauty salon and my mother has also had a number of businesses.\u201d He established a laundry shop, JJS Suds Laundry Service\u00a0as a lucrative business opportunity.\u00a0<a href=\"https:\/\/ejournals.ph\/article.php?id=10983\">Dry cleaning and laundry services ranked second in the service industry, providing business opportunities for 18% of entrepreneurs<\/a>. John\u2019s monthly expenses amount to P25,000 as he provides support for his family, \u201cMy wife and mother live in different provinces and I would pay for their utilities and my mother\u2019s caretaker. I want to provide them with financial support.\u201d<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/inline-images\/John%201.jpg?ssl=1\" alt=\"Never Too Small for Hope\" \/>JJS Suds is a connection to the local community, \u201cWe would normally have 30 to 50 customers a day before the lockdown. We are lucky if there are five customers these days. Our daily revenue would reach up to P15,000 per day and that target is now P5,000.\u201d John has had to cut corners to adapt to the new normal, \u201cWe had seven workers on a daily basis and now there are only two at any given time. The store is only open for limited hours because customers no longer come in late at night. It has led to slower service delivery. We have also started using electric fans.\u201d<\/p>\n<p>Basic supplies have become much harder to procure. His team promotes the use of dryer sheets when the fabric conditioner is short on supply- \u201cWholesalers have increased the price of fabric conditioner and liquid detergent from P10 to P11 per sachet. Sometimes we have to buy them from the local retailers for P17. The dryer sheets would be available for P500 per box but they are not locally available. We sell each sheet for P10.\u201d<img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/inline-images\/John%202.jpg?ssl=1\" alt=\"Never Too Small for Hope\" \/>Communication is a constant with John\u2019s regular clientele. The staff coordinate with customers on Facebook. John has also decided to bring the business to his regulars, \u201cWe also support our personnel needs by helping with the laundry and delivery. The shop currently relies on delivery modality to remain operational. Finding alternative solutions is necessary to keep the business running.\u201d<\/p>\n<p>Although business expenses were high, John would earn between P30,000 to P50,000 a month, \u201cI spent around P120,000 which included the P50,000 for my staff\u2019s salary on a monthly basis.\u201d He anticipates support or policies in order to relieve the challenges they are facing, \u201cIt would be really helpful if the government could provide financial support to cover the salaries of our staff, and postpone rent collection or allow us to pay it in installments.\u201d<\/p>\n<p><strong>Pureza Elopre Granario \/ Resident Naga City &#8211; Sari-sari store\u00a0<\/strong><\/p>\n<p>Opening Pureza\u2019s shop is necessary for survival but also puts her family at great risk, \u201cMy husband and mother-in-law are both over 50. I worry that I might bring the virus home.\u201d Work is scarce for her husband who is a plumber. \u201cWe are fortunate that profits from the store are still P800 to P1,000 per day.\u201d<\/p>\n<p>The green and white awning in her shop have been a part of her neighborhood\u2019s fabric for years, \u201cMy supplies get sold easily. Before the quarantine, sales were mostly liquor and sodas. Customers now want canned goods and frozen foods which ensure that they can stay at home. Sales of phone credit are always in-demand and have gone up by 20%.\u201d Pureza maintains is systematic when it comes to buying stock for her shop, \u201cWe have to go at a specific time and day so that we can avoid the long lines. There is still a queue but any steps we can take to be cautious are necessary.\u201d<\/p>\n<p>A savings and investment scheme supports small businesses from any shock in income flow. Pureza is fortunate to have enough to restart her business. She estimated that P10,000 was enough to restock her full inventory, \u201cI was a part of the Social Amelioration Program (SAP) through which I received P5,000. We used the money to purchase additional inventory for the store.\u201d Her mother-in-law has also contributed to the shop. \u201cShe gave me a P2,000 loan which I used to buy coffee, sugar, and soap.\u201d<img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/app.adpc.net\/sites\/default\/files\/public\/inline-images\/Pureza.jpg?ssl=1\" alt=\"Never Too Small for Hope\" \/>Pureza\u2019s shop is her saving grace during the uncertainty, \u201cWe need P9,000 for our household expenses and about P7,000 for the store.\u201d The store is a constant for her. Its history in the community mirrors Pureza\u2019s presence and determination, \u201cWe reinvest all of our profits into the shop. I\u2019m obtaining inventory through other channels because I want to see my store grow despite the circumstances.\u201d<\/p>\n<p>At APP, we focus on the vulnerable sectors of our society in our development initiatives. MSMEs are among the priority sectors of our national chapter, Philippine Preparedness Partnership\u2019s (PHILPREP) and its targets in local program activities. PHILPREP has developed these case stories to amplify the voices on the ground, especially during the COVID-19 pandemic. It seeks to amplify human stories to raise awareness on how disasters affect the most vulnerable communities.<\/p>\n<p><em>This article was developed in partnership with the Asian Preparedness Partnership (APP). More information about APP may be found using this link: <a href=\"https:\/\/app.adpc.net\/home\">Asia Preparedness Partnership (APP)<\/a>.<\/em><\/p>\n<h2>Click the links for\u00a0<a href=\"https:\/\/app.adpc.net\/news\/never-too-small-hope-part-i-sari-sari-store\">Part I<\/a>\u00a0and\u00a0<a href=\"https:\/\/app.adpc.net\/news\/never-too-small-hope-part-ii-transport-and-logistics\">Part II<\/a>\u00a0of this series.<\/h2>\n","protected":false},"excerpt":{"rendered":"<p>Federic Caneta \/ Resident of Cebu City &#8211; Furniture Maker\u00a0 The miter saw is silent in Federic Caneta\u2019s workshop. The carpenter has a cabinet and a couple of shelves from commissions that were canceled because of the lockdown. His monthly projects vary with demand, \u201cI make furniture on a custom-made or pre-order basis. Orders would [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[51,2],"tags":[9,33,49,34,66,39,8,36,52,11,65,10,68,67,29],"class_list":["post-6404","post","type-post","status-publish","format-standard","hentry","category-microenterprise","category-microfinance","tag-learning-wealth","tag-covid","tag-covid-19","tag-covid19","tag-drivers","tag-ecq","tag-financial-literacy","tag-lockdown","tag-microenterprise","tag-microfinance","tag-never-too-small-for-hope","tag-sedpi","tag-service-economy","tag-small-businesses","tag-vince-rapisura"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Never Too Small for Hope- Part III (Service Economy) - Social Enterprise Development Partnerships, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Never Too Small for Hope- Part III (Service Economy) - Social Enterprise Development Partnerships, Inc.\" \/>\n<meta property=\"og:description\" content=\"Federic Caneta \/ Resident of Cebu City &#8211; Furniture Maker\u00a0 The miter saw is silent in Federic Caneta\u2019s workshop. The carpenter has a cabinet and a couple of shelves from commissions that were canceled because of the lockdown. His monthly projects vary with demand, \u201cI make furniture on a custom-made or pre-order basis. Orders would [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\" \/>\n<meta property=\"og:site_name\" content=\"Social Enterprise Development Partnerships, Inc.\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-18T06:00:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/app.adpc.net\/sites\/default\/files\/public\/styles\/news_feature_image\/public\/news\/images\/Cover.png?itok=1zyhWN_9\" \/>\n<meta name=\"author\" content=\"Mariel Vincent Rapisura\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mariel Vincent Rapisura\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\"},\"author\":{\"name\":\"Mariel Vincent Rapisura\",\"@id\":\"http:\/\/sedpi.com\/en\/#\/schema\/person\/1ee5fb8b73a5350e340317440247d66a\"},\"headline\":\"Never Too Small for Hope- Part III (Service Economy)\",\"datePublished\":\"2020-09-18T06:00:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\"},\"wordCount\":1468,\"commentCount\":0,\"publisher\":{\"@id\":\"http:\/\/sedpi.com\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/app.adpc.net\/sites\/default\/files\/public\/styles\/news_feature_image\/public\/news\/images\/Cover.png?itok=1zyhWN_9\",\"keywords\":[\"(L)Earning Wealth\",\"covid\",\"covid 19\",\"covid19\",\"drivers\",\"ecq\",\"financial literacy\",\"lockdown\",\"microenterprise\",\"microfinance\",\"never too small for hope\",\"SEDPI\",\"Service Economy\",\"small businesses\",\"Vince Rapisura\"],\"articleSection\":[\"Microenterprise\",\"Microfinance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\",\"url\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\",\"name\":\"Never Too Small for Hope- Part III (Service Economy) - Social Enterprise Development Partnerships, Inc.\",\"isPartOf\":{\"@id\":\"http:\/\/sedpi.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/app.adpc.net\/sites\/default\/files\/public\/styles\/news_feature_image\/public\/news\/images\/Cover.png?itok=1zyhWN_9\",\"datePublished\":\"2020-09-18T06:00:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#primaryimage\",\"url\":\"https:\/\/app.adpc.net\/sites\/default\/files\/public\/styles\/news_feature_image\/public\/news\/images\/Cover.png?itok=1zyhWN_9\",\"contentUrl\":\"https:\/\/app.adpc.net\/sites\/default\/files\/public\/styles\/news_feature_image\/public\/news\/images\/Cover.png?itok=1zyhWN_9\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/sedpi.com\/en\/never-small-hope-part-iii-service-economy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\/\/sedpi.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Never Too Small for Hope- Part III (Service Economy)\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\/\/sedpi.com\/en\/#website\",\"url\":\"http:\/\/sedpi.com\/en\/\",\"name\":\"Social Enterprise Development Partnerships, Inc.\",\"description\":\"Capacity Builder. 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In May, only 18% expected to bounce back within one month which\u2026","rel":"","context":"In &quot;Microenterprise&quot;","block_context":{"text":"Microenterprise","link":"https:\/\/sedpi.com\/en\/category\/microenterprise\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/07\/4_Essential-financial-service-to-low-income-group.jpg?fit=725%2C503&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/07\/4_Essential-financial-service-to-low-income-group.jpg?fit=725%2C503&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/07\/4_Essential-financial-service-to-low-income-group.jpg?fit=725%2C503&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/07\/4_Essential-financial-service-to-low-income-group.jpg?fit=725%2C503&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":658,"url":"https:\/\/sedpi.com\/en\/sedpi-wins-bid-from-small-business-corporation\/","url_meta":{"origin":6404,"position":1},"title":"SEDPI Wins Bid from Small Business Corporation","author":"Mariel Vincent Rapisura","date":"April 23, 2013","format":false,"excerpt":"On April 23, 2013, the Small Business Corporation (SBC) awarded a project to SEDPI to conduct capacity building to two microfinance institutions. The project involves two microfinance institutions under the Rural Microenterprise Promotion Program (RuMEPP). RuMEPP is funded by the International Fund for Agricultural Development (IFAD) to promote entrepreneurship by\u2026","rel":"","context":"In &quot;Microfinance&quot;","block_context":{"text":"Microfinance","link":"https:\/\/sedpi.com\/en\/category\/microfinance\/"},"img":{"alt_text":"sbc logo","src":"https:\/\/i0.wp.com\/sedpi.com\/wp-content\/uploads\/2015\/01\/sbc-logo.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":20985,"url":"https:\/\/sedpi.com\/en\/fragile-recovery-persists-among-nanoenterprises-post-pandemic\/","url_meta":{"origin":6404,"position":2},"title":"Fragile recovery persists among nanoenterprises post pandemic","author":"Emilenn Kate Sacdalan-Pate\u00f1o","date":"March 20, 2023","format":false,"excerpt":"Update 18 of SEDPI\u2019s Rapid Community Assessment (RCA)October - December 2022 As the world slowly recovers from the pandemic, the economic landscape remains uncertain, especially for nanoenterprises. 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(SEDPI), reveals that 99% of nanoenterprises have resumed operations as of\u2026","rel":"","context":"In &quot;Financial Inclusion&quot;","block_context":{"text":"Financial Inclusion","link":"https:\/\/sedpi.com\/en\/category\/microfinance\/financial-inclusion\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2023\/03\/fast-track-your-retirement.png?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2023\/03\/fast-track-your-retirement.png?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2023\/03\/fast-track-your-retirement.png?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2023\/03\/fast-track-your-retirement.png?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2023\/03\/fast-track-your-retirement.png?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":548,"url":"https:\/\/sedpi.com\/en\/sustainable-economic-activity-and-development\/","url_meta":{"origin":6404,"position":3},"title":"Sustainable Economic Activity and Development","author":"Mariel Vincent Rapisura","date":"January 6, 2006","format":false,"excerpt":"The Sustainable Economic Activity and Development is a spin-off organization of CARE-Philippines. 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