{"id":7102,"date":"2020-12-12T09:00:00","date_gmt":"2020-12-12T01:00:00","guid":{"rendered":"http:\/\/sedpi.com\/en\/?p=7102"},"modified":"2020-12-12T09:29:14","modified_gmt":"2020-12-12T01:29:14","slug":"blockchains-bitcoin-come","status":"publish","type":"post","link":"https:\/\/sedpi.com\/en\/blockchains-bitcoin-come\/","title":{"rendered":"Blockchains: Where does Bitcoin come from?"},"content":{"rendered":"

If central banks print currencies, where does Bitcoin come from?<\/p>\n

Blockchain<\/strong><\/p>\n

\"\"Bitcoin enigmatically appeared in the Internet. Satoshi Nakamoto, its unknown originator, used blockchain technology in order to create Bitcoin.<\/p>\n

Blockchains are democratized \u201cpublic\u201d ledgers. Ledgers are the recordkeeping books that accountants and bookkeepers typically use. Thus, blockchains are one method of record-keeping.<\/p>\n

Because blockchain is public, everyone can access it. Democratized means there is no single institution that administers the recordkeeping– there are many.<\/p>\n

Conventional banking system<\/strong><\/p>\n

If a person in Dubai were to send remittance to the Philippines, their bank would first verify their identity and confirm that they received money to be sent to the Philippines. The bank in Dubai would then contact the Philippine bank to send the value requested.<\/p>\n

The Philippine bank undergoes a similar process of verifying that money was received and that the recipient exists and is who they say they are. This process of record-keeping requires people and technology and incurs costs. The remittance sender is typically charged a fee and the remittance receiver often receives less than what was sent to cover these costs.<\/p>\n

Banks act as middlemen in financial transactions. With this role, they charge fees which is expensive especially to low income groups, the majority of the population.<\/p>\n

In the case of blockchain, there is no need to go through banks. It eliminates these expensive middlemen and allows direct transactions with anyone who have access to the technology.<\/p>\n

Recordkeeping<\/strong><\/p>\n

To ensure correct recordkeeping, multiple devices are used in the blockchain around the world in anetwork. They simultaneously record and verify the transaction.<\/p>\n

If even a single of these devices in the blockchain were not to match, then the entire transaction would be invalidated because it is no longer consistent is the network. This prevents fraudulent recordkeeping to occur and upholds the integrity and accuracy of the network.<\/p>\n

Blockchain is efficient<\/strong><\/p>\n

Using blockchain through the internet, the middleman is eliminated, and transaction fees would be reduced. It would be a cheaper system compared to the current system of incurring bank fees.<\/p>\n

Blockchain keeps your privacy<\/strong><\/p>\n

Typically, banks require proof of identification in order to proceed with transactions. This makes transactions traceable in order to prevent money laundering and financing of terrorist activities.<\/p>\n

Contrary to conventional banking, blockchain is anonymous. The anonymity of blockchain means that there is no need to furnish proof of identity, as the blockchain goes through its own verification method.<\/p>\n

However, scammers and criminals were the first to take advantage of the anonymity of cryptocurrency transactions. This resulted to many cryptocurrencies linked to illicit financial transactions that continues to paint cryptocurrencies in bad light.<\/p>\n

Use of blockchain<\/strong><\/p>\n

\"\"Cryptocurrency is just one use of blockchain. As a secure, efficient, and tamper-proof method of recordkeeping, blockchain can be used to verify any type of interaction. Its uses could range from government use, insurance, international trade, health care, and real estate, etc.<\/p>\n

Admittedly, blockchain is a very powerful technology that could be used for social good. However, when used by the wrong hands, it could also be equally used to the detriment of society.<\/p>\n","protected":false},"excerpt":{"rendered":"

If central banks print currencies, where does Bitcoin come from? Blockchain Bitcoin enigmatically appeared in the Internet. Satoshi Nakamoto, its unknown originator, used blockchain technology in order to create Bitcoin. Blockchains are democratized \u201cpublic\u201d ledgers. Ledgers are the recordkeeping books that accountants and bookkeepers typically use. Thus, blockchains are one method of record-keeping. Because blockchain […]<\/p>\n","protected":false},"author":3,"featured_media":7128,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[22,4],"tags":[9,8,10,32,30,29],"class_list":["post-7102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-finance","category-financial-literacy","tag-learning-wealth","tag-financial-literacy","tag-sedpi","tag-social-entrepreneur","tag-usapang-pera","tag-vince-rapisura"],"yoast_head":"\nBlockchains: Where does Bitcoin come from? - Social Enterprise Development Partnerships, Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sedpi.com\/en\/blockchains-bitcoin-come\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blockchains: Where does Bitcoin come from? - Social Enterprise Development Partnerships, Inc.\" \/>\n<meta property=\"og:description\" content=\"If central banks print currencies, where does Bitcoin come from? Blockchain Bitcoin enigmatically appeared in the Internet. Satoshi Nakamoto, its unknown originator, used blockchain technology in order to create Bitcoin. Blockchains are democratized \u201cpublic\u201d ledgers. Ledgers are the recordkeeping books that accountants and bookkeepers typically use. Thus, blockchains are one method of record-keeping. 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Other popular cryptocurrencies\u2026","rel":"","context":"In "Digital Finance"","block_context":{"text":"Digital Finance","link":"https:\/\/sedpi.com\/en\/category\/digital-finance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/12\/sedpi-article-201205-cryptocurrencies-where-does-bitcoin-come-from.png?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/12\/sedpi-article-201205-cryptocurrencies-where-does-bitcoin-come-from.png?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/12\/sedpi-article-201205-cryptocurrencies-where-does-bitcoin-come-from.png?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/12\/sedpi-article-201205-cryptocurrencies-where-does-bitcoin-come-from.png?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2020\/12\/sedpi-article-201205-cryptocurrencies-where-does-bitcoin-come-from.png?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":4001,"url":"https:\/\/sedpi.com\/en\/learning-wealth-sedpi-provides-financial-literacy-thousands-filipinos-abroad\/","url_meta":{"origin":7102,"position":2},"title":"(L)earning Wealth: SEDPI provides financial literacy to thousands of Filipinos here and abroad","author":"Emilenn Kate Sacdalan-Pate\u00f1o","date":"February 18, 2020","format":false,"excerpt":"\u201cAng pagyaman, napag-aaralan.\u201d This has been the statement which reverberates in the minds and hearts of every Filipino who underwent SEDPI\u2019s financial literacy training. Vince Rapisura, president of SEDPI, is slowly becoming well-known as a financial guru helping Filipinos, in and out of the country, manage their money better. In\u2026","rel":"","context":"In "Financial Literacy"","block_context":{"text":"Financial Literacy","link":"https:\/\/sedpi.com\/en\/category\/financial-literacy\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1425,"url":"https:\/\/sedpi.com\/en\/job-opening-marketing-and-communications-officer\/","url_meta":{"origin":7102,"position":3},"title":"Job Opening | Marketing and Communications Officer","author":"Emilenn Kate Sacdalan-Pate\u00f1o","date":"June 1, 2017","format":false,"excerpt":"Do you want a job that has positive social impact?\u00a0Are you interested in promoting financial literacy? SEDPI Foundation Inc.\u00a0is currently looking for a Marketing and Communications Officer. SEDPI Foundation Inc. (SFI) is a non-government organization with Financial Literacy as its primary advocacy of. SFI is one of the entities of\u2026","rel":"","context":"In "Financial Literacy"","block_context":{"text":"Financial Literacy","link":"https:\/\/sedpi.com\/en\/category\/financial-literacy\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2017\/06\/sedpi-one-for-one-model-170601.jpg?fit=1200%2C1200&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2017\/06\/sedpi-one-for-one-model-170601.jpg?fit=1200%2C1200&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2017\/06\/sedpi-one-for-one-model-170601.jpg?fit=1200%2C1200&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2017\/06\/sedpi-one-for-one-model-170601.jpg?fit=1200%2C1200&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/sedpi.com\/en\/wp-content\/uploads\/2017\/06\/sedpi-one-for-one-model-170601.jpg?fit=1200%2C1200&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":496,"url":"https:\/\/sedpi.com\/en\/sedpi-launches-online-financial-literacy-course-for-migrants\/","url_meta":{"origin":7102,"position":4},"title":"SEDPI Launches Online Financial Literacy Course for Migrants","author":"Mariel Vincent Rapisura","date":"September 12, 2010","format":false,"excerpt":"One of the main challenges that Overseas Filipino Workers (OFWs) face is personal financial management. Most of them do not have emergency savings, insurance, over-indebted and low investment. This condition prompted the Social Enterprise Development Partnerships, Inc. (SEDPI) to develop financial literacy programs. On September 12, 2010, SEDPI launched an\u2026","rel":"","context":"In "Financial Literacy"","block_context":{"text":"Financial Literacy","link":"https:\/\/sedpi.com\/en\/category\/financial-literacy\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150,"url":"https:\/\/sedpi.com\/en\/financial-literacy-for-ofws-in-hongkong\/","url_meta":{"origin":7102,"position":5},"title":"Financial Literacy for OFWs in HongKong","author":"Mariel Vincent Rapisura","date":"March 9, 2013","format":false,"excerpt":"Last March 9 and 10, 2013, SEDPI provided financial literacy trainings to 68 Overseas Filipinos in Hongkong. The sessions were given in partnership with OFSPES, Ateneo School of Government and Wimler Foundation as part of the Leadership and Social Entrepreneurship (LSE) Program. The 2-day event was held in Fenwick Pier,\u2026","rel":"","context":"In "Financial Literacy"","block_context":{"text":"Financial Literacy","link":"https:\/\/sedpi.com\/en\/category\/financial-literacy\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/posts\/7102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/comments?post=7102"}],"version-history":[{"count":1,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/posts\/7102\/revisions"}],"predecessor-version":[{"id":7105,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/posts\/7102\/revisions\/7105"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/media\/7128"}],"wp:attachment":[{"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/media?parent=7102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/categories?post=7102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sedpi.com\/en\/wp-json\/wp\/v2\/tags?post=7102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}