An organization that dramatically improved its financial performance and organizational development throughg the training and mentoring assistance is Muntinlupa Development Foundation (MDF). MDF consulted with SEDPI when its microfinance portfolio hit bottom with approximately 80% portfolio at risk. MDF staff had low morale and management was pressured by the board to improve performance. Through TAMA, MDF was able to improve its portfolio quality to 2% while maintaining the original value of its loan exposure. The staff have higher esteem and sense of accomplishment becasue they can immediately attribute their efforts with the marked improvement in the organozation’s performance. An added motivation was the development of an incentive scheme, which in time, all the field staff were able to avail. In December 2006, MDF successfuly re-launched its main financial product and renamed it “Asenso Loan” (Loan for Progress). The organization is currently is developing its five-year strategic plan to be able to seize oportunities and reach out to more urban poor communities.
The Philippine Rural Reconstruction Movement (PRRM), one of the biggest Non-Government Organizations in the Philippines had two of its branches with microfinance operations undergo training and mentoring assistance. By January 2007, these organizations are set to finish TAMA and are prepared to re-launch their financial products. Most of the participants have availed of the option of making the TAMA credited towards a diploma course in microfinance through the Ateneo de Manila University. The branches were able to improve their financial performance, increase outreach and install systems through TAMA.