Ateneo de Manila-SEDPI NanoEnterprise Development Program
(formerly the Ateneo Microfinance Capacity-Building Program)
Course Objectives:
- Define key delinquency management terms, identifying causes, calculating costs, and analyzing their impact on microfinance institutions.
- Analyze the borrowers’ perspective of on-time and late payments and propose strategies to encourage timely repayments based on observed behaviors.
- Calculate portfolio at risk, repayment rates, and loan loss rates while evaluating the advantages and limitations of each measure.
- Classify loans according to delinquency status, determine factors for prioritizing delinquency measures
- Identify and implement principles and methods of collection, prepare negotiation strategies, and adapt approaches for dealing with different borrower types to improve repayment rates.
Course Description:
This course equips microfinance practitioners with essential tools and strategies to manage loan delinquency effectively. Participants will explore causes, costs, and borrower perspectives on repayment, learn key metrics like portfolio at risk, and apply loan classification and collection techniques. Gain actionable insights to minimize delinquency and improve financial sustainability.
(L)Earning Fee
PhP5,000 registration fee*
*Includes 1 day in-person training, self-paced online course (Canvas), and a 2-hour webinar
Option for stay-in or stay-out during the in-person training
Optional: Free (L)Earning Wealth Book – just pay for PhP200 processing and shipping fee
Blended Learning
- 1 day in person training*
- Self-paced online course (Canvas) that will be open for two-three weeks
- 2-hour webinar after the self-paced online course
*Note: For those who can’t attend the in-person training, the training will be exclusively livestreamed