Strengthening Communities Through Sustainable Finance
SEDPI KaNegosyo proudly marks another milestone with the grand opening of its 17th branch, a testament to its unwavering commitment to empowering nanoenterprises across the country. With this expansion, SEDPI continues to provide sustainable financial solutions, social protection, and housing support, fostering economic resilience among small business owners.
“Our mission goes beyond business growth—it is about collaboration, protection, and the overall progress of every KaNegosyo,” said Vince Rapisura, President of SEDPI. “We will continue working together to strengthen not just their businesses, but also their future.”
23,000 Members and ₱35M in Damayan Benefits Since 2017
SEDPI KaNegosyo has grown significantly over the years, now serving 23,000 members and providing over ₱35 million in damayan benefits since 2017. This highlights not only its financial support but also its role in safeguarding the well-being of nanoentrepreneurs during unforeseen challenges such as illnesses, accidents, or natural disasters.
Joint Venture Capital: Investing, Not Lending
Unlike traditional microfinance institutions that offer loans with interest, SEDPI KaNegosyo operates under a Joint Venture Capital (JVC) model, making nanoentrepreneurs business partners, not borrowers.
Through this model:
✔ No interest is charged—only a service charge for program operations.
✔ No penalties are imposed for delayed payments due to illness, death, or calamities.
✔ No interest are compounded even if payments extend beyond the maturity date.
This approach ensures that nanoentrepreneurs receive fair and compassionate financial support that fosters growth rather than financial burden.
KaTambayayong: People Over Paperwork
SEDPI KaNegosyo’s KaTambayayong program reinforces the Filipino culture of damayan – mutual aid and cooperation. Unlike conventional insurance models that require excessive documentation and lengthy processing times, KaTambayayong provides fast, reliable, and accessible financial assistance.
✔ Minimal documentation is required.
✔ Benefits are released within a week, ensuring immediate support for members in need.
By prioritizing people over paperwork, KaTambayayong offers a safety net that truly serves its purpose—providing fast relief when it is needed most.
KaBalai: Safe, Affordable, and Disaster-Resilient Housing
Beyond financial and social safety nets, SEDPI KaNegosyo also recognizes the importance of safe and secure housing for nanoentrepreneurs. KaBalai, SEDPI’s socialized housing program, ensures that members have access to strong, disaster-resilient homes built according to engineering standards.
By addressing housing security, KaBalai allows members to focus on growing their businesses without worrying about unsafe living conditions.
SEDPI KaSosyo: Investors with a Mission
SEDPI KaNegosyo would not be able to achieve its success without the support of SEDPI KaSosyo, a community of social investors who prioritize people and the planet over profit. Through joint venture savings, KaSosyo members provide the capital needed to sustain and expand financial support for nanoentrepreneurs.
But more than funding, KaSosyo represents a movement—one that champions inclusive and ethical investing to create a more equitable financial system where growth benefits everyone, not just a select few.
Business Partners in Progress
With the opening of its 17th branch, SEDPI KaNegosyo continues to redefine microfinance by offering fairer, more compassionate, and more sustainable financial solutions.
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